- Understand the current numbers, credit trends, and practices which together constitute what needs to be improved; interview senior management who oversee this current practice to determine if there are any potential internal solutions which have not been aired and explored.
- Review internal reports which provide management oversight of what’s happening in the portfolio.
- Understand database integrity, who generates, who receives, who is responsible and accountable for doing something about evolving trends. Review will include both line and credit management.
- With internal resources, draft potential “solutions” to the identified issues, credit practices, and accountabilities.
- Review with regulators, auditors, executive management and Board to reach consensus on what will be done, costs (including FTE) to implement, and forecasted results within an agreed upon timeframe.
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What We Do
What We Do