JDS Credit Dynamics

Driving imporoved profitability through credit quality

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JDS Credit Dynamics

Today's Banking Environment

Many banks, having survived poor underwriting and credit management practices in a stronger economic environment, are increasingly challenged to do so in the current, prolonged recession. Credit losses are mounting, capital is being burned through at alarming rates, regulators are saying “Do something!”, and many banks lack the credit management experience or knowledge to reverse the trends.

 

Superb Qualifications to Bring You High-Pay-Off Solutions

JDS Credit Dynamics brings 40 years of highly diversified credit and line management experience. A distinguished banking career; a senior executive with widely diversified management experience including credit culture development, consumer and commercial credit risk management, leadership of credit turnarounds, and market management of numerous lines of business, including commercial, mortgage, and regional banking. Respected by the banking analyst community and regulators.

 

  • Credit Turnarounds
  • Building Cross-Functional Teams
  • Developing Talent
  • Asset Quality Standards
  • Culture Definition and Management
  • Strategic Planning

 

 

What Makes Us Unique

We believe the best credit practices are those which embrace both the line and credit risk management perspectives of the organization. We bring systemic change to the credit culture of banks. Our competition tends to be strictly credit driven, with “solutions” often viewed by line markets as a “cram down” which will not be embraced as a joint, company owned solution—an ultimate formula for failure.